Payment Policy – Effective Date: January 7, 2025

At KingBina, we strive to provide a seamless and secure shopping experience. This Payment Policy outlines the payment methods available on our website, how payments are processed, and related information. By making a purchase from KingBina, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We accept the following payment methods on kingbina.com:

  • Credit Cards: Visa, MasterCard, American Express, Discover
  • Debit Cards: Visa, MasterCard, American Express, Discover
  • PayPal: You may use your PayPal account for secure transactions.
  • Other Payment Methods: Depending on your location, we may offer additional payment options, such as Apple Pay, Google Pay, or other region-specific methods. These options will be available at checkout.

2. Payment Processing

  • Order Authorization: When you place an order on KingBina, your payment method will be authorized for the total amount of your purchase, including applicable taxes, shipping fees, and discounts.
  • Payment Confirmation: After your payment is successfully processed, you will receive an order confirmation email. This email serves as your receipt and includes details of your order.

3. Billing Information

  • When placing an order, you are required to provide accurate billing information, including:

    • Your name, billing address, and phone number
    • Credit or debit card details (if applicable)
    • PayPal or other payment method account information (if applicable)

  • The billing address provided should match the address registered with your bank or payment provider. Incorrect or mismatched billing information may result in payment failure or delays in processing your order.

4. Currency

All transactions on our website are processed in U.S. Dollars (USD) unless otherwise stated. For international customers, please be aware that your payment provider may charge additional currency conversion fees depending on your location.

5. Payment Authorization and Security

We prioritize your security and ensure that your payment information is processed safely:

  • Secure Payments: We use industry-standard encryption technology (SSL) to protect your payment details during transmission.
  • Payment Authorization: For credit card payments, your payment may undergo an authorization process through your bank or card issuer. This is a standard procedure to verify that the cardholder is authorized to make the transaction.
  • Fraud Prevention: We take fraud prevention seriously and reserve the right to request additional verification (such as identification or proof of address) if there is suspicion of fraudulent activity.

6. Order Cancellations and Changes

Once your order is submitted, we begin processing it immediately to ensure prompt delivery. If you need to make changes or cancel your order:

  • Cancellation: Orders may be canceled within 24 hours after placement. After this period, your order will be processed and shipped, and cancellations may not be possible.
  • Changes: Once an order is processed, changes to products or payment details are typically not possible. Please double-check your order before submitting it to ensure accuracy.

7. Taxes and Additional Fees

  • Sales Tax: Sales tax is applied to orders based on the shipping address and local tax laws. The applicable tax amount will be calculated and displayed during checkout.
  • Shipping Fees: Shipping fees are added at checkout based on your chosen shipping method and destination. These fees are not included in the product price and are additional to the total order amount.
  • Customs Duties for International Orders: International customers are responsible for any customs duties, taxes, or other import fees that may apply to their orders. These charges are determined by the destination country and are not included in the price of the products or shipping.

8. Payment Errors or Issues

  • Failed Payments: If your payment fails for any reason (insufficient funds, incorrect details, etc.), you will be notified, and your order will not be processed. Please ensure that the payment details you provide are correct and that sufficient funds are available.
  • Payment Disputes: If you dispute a payment or issue a chargeback, please contact us immediately at info@kingbina.com to resolve the issue. We will work with you to address any concerns you may have.

9. Payment Receipt and Order Confirmation

Once your payment is successfully processed, you will receive the following:

  • Order Confirmation: An email will be sent confirming that we have received your order, including the order number and details of the purchased items.
  • Payment Receipt: The payment receipt, including the transaction details, will be available in your order confirmation email.

10. Refunds

  • Refund Processing: If your order qualifies for a refund (as per our Refund and Returns Policy), we will issue the refund to the original payment method used for the purchase. Refunds may take 5-10 business days to appear in your account, depending on your bank or payment provider.
  • Refunds for International Orders: International refunds may take longer due to additional processing time from payment providers or international banks.

11. Contact Us

If you have any questions about our Payment Policy or encounter any issues with your payment, please contact us at:

This Payment Policy is effective as of January 7, 2025. By making a purchase on KingBina, you agree to the terms outlined in this policy. Thank you for shopping with us!